Health Care (Rates are down) Reform II

Here's the short answer... There's nothing better, if you are the premium payer on your individual, family, or company sponsored health insurance program coming due this fall, than shopping your plan and rates, and taking advantage of the best (and newest) plans the top carriers offer. Those rates are generally the most value oriented, and by keeping yourself healthy, that keeps you in the cleanest pool, with the lowest rates increases. By paying attention to the premium/out of pocket maximums (or having your professional agent do that) you'll get a much better plan and rate structure that's suitable to your particular health care needs. You can "invest the difference" in your savings, which would cover your deductible, pay for your VCPWN dues or pay for your Long Term Care Insurance. The government has made it clear it won't be paying for any of your costs of custodial long term care. NOW THAT'S REAL HEALTH CARE REFORM.James C Nicoll, VCPWN "Guy at Large" and designated Secret Agent Man, is a fully licensed Life, Health, Disabiltiy and Long Term Care Insurance and Financial Services Professional and Safer Money alternative specialist. He offers a courtesy one hour insurance and financial review, and is available by appointment M-F 7am-9pm and Sat 7am-3pm 805-642-1775   nicollinsurance@yahoo.com      www.getmaxventura.com advanced cellular health